<% commonView = wrapView.bodyView.CommonView; %>

重大疾病保障

  • 给付原因及标准 给付金额
  • 等待期(90日)后被保险人经医院确诊初次发生“重大疾病”,按照倍享福重疾17基本保险金额与倍享福17、倍享福重疾17、倍享福意外17所交保费之和给付。 <%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%>

异地就诊保障

  • 给付原因及标准 给付金额
  • 等待期(90日)后被保险人经医院确诊初次发生“重大疾病”,且在被保险人有效身份证件登记的所在区/县/县级市以外的医院就诊,我们除按第一项给付重大疾病保险金外,同时还按每10000元基本保险金额给付500元的标准给付异地就诊保险金。 <%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList)*0.05)%>

注:

1. 重大疾病指被保险人初次发生符合“重大疾病释义”定义的疾病,或初次接受符合“重大疾病释义”定义的手术。详见条款。

2. 有效身份证件指由政府主管部门规定的证明个人身份的证件,如:居民身份证、按规定可使用的有效护照等证件。

身故保障

  • 给付原因及标准 给付金额
  • 若在合同生效日起1年内因疾病身故,按照倍享福重疾17基本保险金额与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的120%<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险基本保险金额的10%及附加定期寿险所交保费的100%<%}%>之和给付;1年后,则按照倍享福重疾17基本保险金额与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的100%<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险基本保险金额 <%}%>之和给付。 <% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList)*0.1 + commonView.getYearPremium("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else{%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}%>
  • 若在合同生效日起1年内因遭受意外伤害,并于180日内身故的,按倍享福重疾17基本保险金额与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的120%、倍享福意外17的基本保险金额<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险的基本保险金额<%}%><% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>、附加意外13的基本保险金额<%}%>之和给付;1年后,则按倍享福重疾17基本保险金额与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的100%、倍享福意外17的基本保险金额<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险的基本保险金额<%}%><% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>、附加意外13的基本保险金额<%}%>之和给付。 <% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList) && commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else{%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}%>
  • 若在合同生效日起1年内在驾驶、乘坐个人非营业车辆、乘坐客运公共交通工具期间遭受意外伤害或因重大自然灾害而遭受意外伤害,于180日内身故的,按倍享福重疾17基本保险金额的1倍与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的120%、倍享福意外17基本保险金额的2倍<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险基本保险金额<%}%><% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>、附加意外13的基本保险金额<%}%>之和给付<% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>,其中因乘坐客运公共交通工具期间遭受意外伤害身故的,还将额外给付1倍意外13的基本保险金额<%}%>;1年后,则按倍享福重疾17基本保险金额、与倍享福17、倍享福重疾17、倍享福意外17三者所交保费的100%、倍享福意外17基本保险金额的2倍<% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%>、附加定期寿险基本保险金额<%}%><% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>、附加意外13的基本保险金额<%}%>之和给付<% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>,其中因乘坐客运公共交通工具期间遭受意外伤害身故的,还将额外给付1倍附加意外13的基本保险金额<%}%>。 <% if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList) && commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList))*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + (commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList))*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else if(commonView.isAddiPlanExist("735", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("735", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList))*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + (commonView.getInsuranceFee("1221", obj.addiPlanInfoList) + commonView.getInsuranceFee("551", obj.addiPlanInfoList))*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}else{%> 一年内,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*1.2)%>
    一年后,<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*2)%>-<%=commonView.formatNum(commonView.getInsuranceFee("1220", obj.addiPlanInfoList) + commonView.getInsuranceFee("1221", obj.addiPlanInfoList)*2 + (obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%> <%}%>

注:

1. 重大自然灾害指地震、泥石流、滑坡、洪水、海啸、台风、冰雹、雷击。详见条款。

2. 个人非营业车辆指在境内登记、登记的使用性质为非营业性运输(非营运),且行驶证记载所有人为个人的机动车。登记为非营业性运输(非营运)的机动车,如从事以牟利为目的旅客运输、货物运输的行为,不视为个人非营业车辆,不在保障范围内。

<% if(commonView.isAddiPlanExist("551", obj.addiPlanInfoList)){%>

3. 若身故前已给付过意外伤残保险金,则附加意外13(551)部分按“附加意外13的基本保险金额-已给付的意外伤残保险金”给付意外身故保险金。

<%}%>

满期生存金

  • 给付原因及标准 给付金额
  • 被保险人于保险期满时仍生存,按倍享福17、倍享福重疾17、倍享福意外17所交保费之和的100%给付满期生存金。 <%=commonView.formatNum((obj.mainProduct.yearPremIum + commonView.getYearPremium("1220", obj.addiPlanInfoList) + commonView.getYearPremium("1221", obj.addiPlanInfoList))*obj.mainProduct.payPeriod)%>

意外全残保障

  • 给付原因及标准 给付金额
  • 被保险人因遭受意外伤害,于180日内发生倍享福意外17合同约定的“全残”,按倍享福意外17的基本保险金额给付意外全残保险金。 <%=commonView.formatNum(commonView.getInsuranceFee("1221", obj.addiPlanInfoList))%>